While it doesn’t have branch locations, Chime does offer a broad network of more than 60,000 fee-free ATMs at stores including Walgreens, 7-Eleven, CVS and Target.

You’ll want to supplement Chime with an account at a traditional bank-or do all your banking somewhere else. If you prefer to do all your banking via your smartphone, Chime may be a good fit.īut if you want in-person service, check-writing privileges and the ability to take out a mortgage or auto loan where you bank, Chime may not be for you. What Else Should You Know About Chime Bonus Offers? Chime Is a Fintech Company, Not a BankĬhime is a fintech company that offers its services exclusively through a mobile app.

This offer expired on December 31, 2022.When do you receive your bonus? Chime says your reward will be deposited into your account within two business days after you meet all conditions of the promotion.But these deposits do not qualify: ACH transfers from other banks peer-to-peer payments through services like PayPal or Venmo mobile check deposits¹ and one-time direct deposits, such as tax refunds. The company also counts any $200 deposit from a gig economy payer using what’s called an original credit transaction-a payment made directly to a debit or credit card. What is considered a direct deposit? Chime defines a “qualified direct deposit” as any single deposit of $200 or more from an employer, payroll provider, gig economy payer or benefits payer deposited directly into your account via the Automated Clearing House (ACH) system.The person referring you to Chime may receive a $100 referral bonus as a reward. What is the offer? Open a new Chime account through a referral link provided by a relative or friend, then receive a qualifying direct deposit of $200 or more within the first 45 days, and you’ll earn $100.With a Chime Checking account, you pay $0 in monthly maintenance fees, and there are no late fees or minimum balance requirements. Chime Promotion for 2023 Chime Checking Account: Earn Up to $100 (Expired)Ĭhime focuses on providing low-cost basic banking services through its mobile app. Details are accurate as of November 1, 2023. Here is the current cash bonus offer available to new Chime customers. Receive a relatively small direct deposit into your account.Open a new Chime account through a referral link.

Pocketing a Chime sign-up bonus takes just a few steps.

Chime card direct deposit time